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FCRA Prison Jail Address Class Action

Lawsuit about Credit Reports with Bad Payment History on Payday Loans

Your bad payment history on illegal, high-interest, payday loans should not be on your credit report.  Caddell & Chapman recently filed a class action lawsuit about TransUnion credit reports that include the payment history on void, high-interest loans from internet or “rent-a-tribe” payday lenders, specifically Great Plains and Plain Green.  Caddell & Chapman is still  investigating several other potential matters involving payday lenders.

These “payday” loans from internet-based lenders customarily charge usurious interest at an 

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big-picture-loans

Lawsuit Against Big Picture Loans, High-Interest Payday Lender

Following up on its investigation of internet lenders, Caddell & Chapman recently sued Big Picture Loans, LLC (and others) on behalf of two Georgia residents.  The lawsuit alleges that Big Picture Loans’ unlicensed lending at high interest rates violated several state and federal laws.  The plaintiffs request that the court declare that all Big Picture loans to Georgia residents are illegal, void, and uncollectible.  If the lawsuit is successful, borrowers’ debts to Big Picture Loans …

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FCRA Prison Jail Address Class Action

Outdated Prison or Jail Addresses on Credit Reports

On May 10, 2018, Caddell & Chapman filed a class action lawsuit regarding outdated prison or jail addresses on credit reports. Plaintiff James Mello brings suit against Trans Union, LLC. Mr. Mello alleges that TransUnion unlawfully reported the address of the Bristol County Jail as one of his previous addresses, with Mr. Mello’s former prisoner identification number referenced as the apartment number. Mr. Mello had been released from the Bristol County Jail over 7 years …

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FILE - In this Oct. 9, 2017 file photo, a firefighter sprays a hose into a Keysight Technologies building in Santa Rosa, Calif. The Santa Rosa Press Democrat reported that more than 100 boxes of letters and other materials from tech pioneers William Hewlett and David Packard burned in the fires. Electronics firm Keysight Technologies had acquired the archives through spinoffs, and the archives were stored at its offices in Santa Rosa. (AP Photo/Jeff Chiu, file)

Napa and Sonoma Valley Wildfire Litigation

Caddell & Chapman continues its investigation and prosecution of cases against PG&E for the Napa and Sonoma valley wildfires that began on October 8.  As commonly known, the Napa and Sonoma valleys were victim to some of the most destructive wildfires in California history, destroying more than 5000 homes and costing more than 40 lives.

Soon after the fires commenced, Caddell & Chapman retained one of the preeminent fire cause and origin experts in California …

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